M&M Tire & Wheel


Here at our wheel and tire shop, we understand that purchasing new wheels and tires can be a significant expense. That’s why we offer financing options to help make the process more affordable for our customers. We offer financing through several reputable companies, so you can find the plan that best suits your needs.


American First Finance


Snap! Finance

Snap Finance offers consumer loans to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is EASY, and you’ll find out in seconds if you’ve been approved.

To apply, you’ll need to:

With approvals up to $5,000, don’t wait – get what you need TODAY with Snap!

*The advertised financing is provided by a merchant partner, an affiliate of Snap, or Transportation Alliance Bank d/b/a/ TAB Bank. For more detailed information, please visit Snap’s Privacy Policy at www.snapfinance.com/privacy.



Apply today with Koalafi. Previously West Creek Payment Options, we are the same great lending company with even more features to help you get the most for your financial needs. Even if times have been economically hard, you may still qualify for up to $7,500 to use toward your purchase. Get what your vehicle needs with Koalafi at M&M Tire & Wheel, serving Sacramento, CA, Rancho Cordova, CA, Elk Grove, CA, and surrounding areas.

Payment Option Highlights

We Care About You

We all go through hard times every now and then. That's why Koalafi gives a comprehensive look at all of the factors in your life with regards to our payment options. Approval is determined by many factors, including income, employment length, and banking history.

Good Approval Rates

Koalafi has good approval rates, and there's no credit needed*. Information is cross-checked with data providers and credit bureaus to determine approval and approval amounts. To be eligible, you must be 18 years of age or older, have a current bank account, a debit card and make at least $1,000 per month from a reliable source.
*We do perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check.

Convenient Application

Getting started with Koalafi is easy and customer friendly. If approved, we'll let you know within a reasonable amount of time, so you're not waiting on us too long.

Even More Great Features

Koalafi is bigger and better than even, which means that we can now offer you some additional services that you are sure to love. Our applications are now 25% shorter than before, and we've integrated e-commerce solutions to help your online checkout experience go even more efficiently. You can also increase your credit limit with a single click. To learn more about these and all our other additional options, visit our website today!